General Questions

About Our Loan

Yes.  Contact the office for further information

Yes. farmers can also form group to access loan specially packaged under Rural Financing (RUFIN)

The tenor is 24weeks (6Months)

The loan application takes 3-5 working days and/or depending when you complete loan documentations.

You can get as low as N10,000 but no exceeding 1% (individual) and 5% (Corporate) obligor limit of shareholders fund.

One (1) month to Twelve (12) months depending on the loan model.

Repayment amount will be given to you and/or prepared along with your offer letter.

Our interest rate is based on the loan type

Yes, you need to open an account with us.

The interest rate is based on the amount and maturity period. It is negotiable

No, once you meet the necessary requirements you can access any  loan of your choice.

Any valuable asset ranging from household items to landed property

Yes, it is possible. You will need to provide a means of identification  (Drivers License, Voter’s Card, International Passport, National ID)

Photocopy of your means of Identification, either National ID card, Voters Card, International Passport or Driver’s License.

Dial *565*0# on your phone on the phone number submitted.

There are different types of account such as Savings Account, Current Account and Fixed Deposit Account and other time or periodic account.

Two passports photograph, Recent Utility Bill, Means of ID (Voter’s Card or Driver’s License or National I.D card or International Passport)

One passports, Recent Utility Bill, Means of ID (Voter’s Card, Driver’s License or National I.D card) and two referees  keeping current account with our bank or any money deposit bank.

Yes it is possible if you have a business name registered with the Corporate Affairs Commission (CAC).

The minimum amount is N1,000 for an individual Savings Account, N 2,500 for group account and corporate is N10,000.

You will be attended to immediately. You will not be allowed to be on queue.

Every working days of the week from Monday-Friday, except on days declared for public holiday (s) by State or Federal Government.

  • Our bank, products/services/Loans (Various Loan that are available)
  • Shares of the Bank.
  • Fund Transfers
  • BVN Registrations
  • Opening of accounts

Debit card, funds transfer, USSD, Mobile banking Application and POS.